$Who Earns What

How much does a insurance salesperson make in Japan?

Insurance Sales Workers

Answer: The average insurance salesperson in Japan makes $36,039 (¥5.41M) a year (monthly pay × 12 plus bonus, 2025, Japan's Basic Survey on Wage Structure).

Average yearly pay of people doing this job in Japan
$36,039 (¥5.41M)

Monthly pay $2,625 × 12 + bonus $4,535. Average age 46.8; about 248,000 people work in this job. About the same as the Japan-wide average ($33,720).

Insurance salesperson pay in Japan (2025, averages by company size and sex)

Insurance salesperson pay in Japan (2025, averages by company size and sex) — Data: MHLW Basic Survey on Wage Structure 2025
Company sizeEveryoneMenWomenAge
Any size$36,039$59,138$29,76746.8
Big company$35,583$67,408$29,66747.2
Mid-size$33,981$36,217$29,15940.6
Small company$44,816$51,561$33,73847.9

Why does pay differ?

In Japan, pay can depend on experience and sales results: some employers add commission to fixed pay. The employer, region, hours or work pattern, and the insurance specialty or extra credentials can also affect the pay system.

What if you were…

In Japan, age and company size matter most

Pick a company size, sex or age to see that group's average here.

How it changes with age

Tap an age to update the number above (Any company size, men and women combined)

How it changes with company size

Any size$36,039
Big company$35,583
Mid-size$33,981
Small company$44,816
Men$59,138
Women$29,767

What does a insurance salesperson do?

What's a typical day like?

They check product news, call customers, and prepare papers before visits. Then they listen to a customer's needs, explain a matching plan, handle paperwork, and log the visit before planning the next one.

How to get this job

In Japan, no particular school degree is required; people usually join an insurer or agency and learn through training. Life agents take company training, pass the basic exam and register; non-life agents pass the relevant sales exam and register before selling.

Did you know?

In Japan, insurance sellers cannot promise customers premium discounts or special perks; insurance rules prohibit these benefits.

What about the US?

Nearly the same job
Insurance salesperson (average)
$36,039
US
Insurance agent (typical)
$62,280

Japan's figure is the average and the US figure is the median. Prices and exchange rates matter too, so it's a rough comparison.

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Sources and data

Source: MHLW Basic Survey on Wage Structure 2025 (regular workers, by occupation) (e-Stat). Yearly pay = monthly contractual cash earnings × 12 + annual bonus. Averages for regular workers at firms with 10+ employees. Public employees (teachers, police, firefighters) and company executives are not in this survey. e-stat.go.jp

Pages used for the text

Data: MHLW Basic Survey on Wage Structure 2025 · 1 USD = 150 JPY