How much does a finance specialist make in Japan?
Answer: The average finance specialist in Japan makes $75,643 (¥11.35M) a year (monthly pay × 12 plus bonus, 2025, Japan's Basic Survey on Wage Structure).
Monthly pay $4,951 × 12 + bonus $16,235. Average age 39.4; about 63,000 people work in this job. Well above the Japan-wide average ($33,720).
Finance specialist pay in Japan (2025, averages by company size and sex)
| Company size | Everyone | Men | Women | Age |
|---|---|---|---|---|
| Any size | $75,643 | $83,009 | $56,773 | 39.4 |
| Big company | $102,834 | $117,117 | $70,221 | 35.9 |
| Mid-size | $47,371 | $49,691 | $39,207 | 40 |
| Small company | $65,131 | $72,693 | $49,986 | 46 |
Why does pay differ?
In Japan, pay can differ with experience, role-specific qualifications, and whether someone works for a bank, insurer, or a larger employer. Location, specialist area, job level, and hours or overtime can matter too.
What if you were…
In Japan, age and company size matter mostPick a company size, sex or age to see that group's average here.
How it changes with age
Tap an age to update the number above (Any company size, men and women combined)
How it changes with company size
What does a finance specialist do?
What's a typical day like?
They check company, market, or client data on a screen, then use spreadsheets to study risks and money plans. Later, they write a report and explain their findings or advice to coworkers or clients.
How to get this job
In Japan, many study finance, business, economics, or maths at university, then join a bank or insurer. They learn on the job and earn a field-specific credential; actuarial membership requires seven exam papers and training, with exams open from age 18.
Did you know?
In Japan, some actuaries check whether a company pension fund will have enough money for future payments—not just how much insurance should cost.
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Office, sales and retail jobsSources and data
Source: MHLW Basic Survey on Wage Structure 2025 (regular workers, by occupation) (e-Stat). Yearly pay = monthly contractual cash earnings × 12 + annual bonus. Averages for regular workers at firms with 10+ employees. Public employees (teachers, police, firefighters) and company executives are not in this survey. e-stat.go.jp
Pages used for the text
- www.e-stat.go.jp/classifications/terms/20/02/189
- shigoto.mhlw.go.jp/User/Occupation/Detail/468
- shigoto.mhlw.go.jp/User/Occupation/Detail/457
- shigoto.mhlw.go.jp/User/Occupation/Detail/82
- www.actuaries.jp/actuary/how.html
- www.mhlw.go.jp/toukei/list/chinginkouzou_b.html
Data: MHLW Basic Survey on Wage Structure 2025 · 1 USD = 150 JPY