How much does a finance specialist make in Japan?
a year · about $39 an hour
The average finance specialist in Japan makes $75,643 (¥11.35M) a year, monthly pay × 12 plus bonus, about 2.2× a typical worker in Japan (average, 2025, Japan's Basic Survey on Wage Structure).
What do they do?
They check company, market, or client data on a screen, then use spreadsheets to study risks and money plans. Later, they write a report and explain their findings or advice to coworkers or clients.
Did you know? In Japan, some actuaries check whether a company pension fund will have enough money for future payments—not just how much insurance should cost.
Is that a lot?
Compared with jobs you knowWhat if you were…
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How it changes with age
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How it changes with company size
How do you become one?
In Japan, many study finance, business, economics, or maths at university, then join a bank or insurer. They learn on the job and earn a field-specific credential; actuarial membership requires seven exam papers and training, with exams open from age 18.
Why does pay differ?
In Japan, pay can differ with experience, role-specific qualifications, and whether someone works for a bank, insurer, or a larger employer. Location, specialist area, job level, and hours or overtime can matter too.
Jobs like this
Data table and sources
| Company size | Everyone | Men | Women | Age |
|---|---|---|---|---|
| Any size | $75,643 | $83,009 | $56,773 | 39.4 |
| Big company | $102,834 | $117,117 | $70,221 | 35.9 |
| Mid-size | $47,371 | $49,691 | $39,207 | 40 |
| Small company | $65,131 | $72,693 | $49,986 | 46 |
Source: MHLW Basic Survey on Wage Structure 2025 (regular workers, by occupation) (e-Stat). Yearly pay = monthly contractual cash earnings × 12 + annual bonus. Averages for regular workers at firms with 10+ employees. Public employees (teachers, police, firefighters) and company executives are not in this survey. e-stat.go.jp
Pages used for the text
- www.e-stat.go.jp/classifications/terms/20/02/189
- shigoto.mhlw.go.jp/User/Occupation/Detail/468
- shigoto.mhlw.go.jp/User/Occupation/Detail/457
- shigoto.mhlw.go.jp/User/Occupation/Detail/82
- www.actuaries.jp/actuary/how.html
- www.mhlw.go.jp/toukei/list/chinginkouzou_b.html
Data: MHLW Basic Survey on Wage Structure 2025 · 1 USD = 150 JPY