$Who Earns What

How much does a finance specialist make in Japan?

Other Management/Finance/Insurance Professionals, NEC

Answer: The average finance specialist in Japan makes $75,643 (¥11.35M) a year (monthly pay × 12 plus bonus, 2025, Japan's Basic Survey on Wage Structure).

Average yearly pay of people doing this job in Japan
$75,643 (¥11.35M)

Monthly pay $4,951 × 12 + bonus $16,235. Average age 39.4; about 63,000 people work in this job. Well above the Japan-wide average ($33,720).

Finance specialist pay in Japan (2025, averages by company size and sex)

Finance specialist pay in Japan (2025, averages by company size and sex) — Data: MHLW Basic Survey on Wage Structure 2025
Company sizeEveryoneMenWomenAge
Any size$75,643$83,009$56,77339.4
Big company$102,834$117,117$70,22135.9
Mid-size$47,371$49,691$39,20740
Small company$65,131$72,693$49,98646

Why does pay differ?

In Japan, pay can differ with experience, role-specific qualifications, and whether someone works for a bank, insurer, or a larger employer. Location, specialist area, job level, and hours or overtime can matter too.

What if you were…

In Japan, age and company size matter most

Pick a company size, sex or age to see that group's average here.

How it changes with age

Tap an age to update the number above (Any company size, men and women combined)

How it changes with company size

Any size$75,643
Big company$102,834
Mid-size$47,371
Small company$65,131
Men$83,009
Women$56,773

What does a finance specialist do?

What's a typical day like?

They check company, market, or client data on a screen, then use spreadsheets to study risks and money plans. Later, they write a report and explain their findings or advice to coworkers or clients.

How to get this job

In Japan, many study finance, business, economics, or maths at university, then join a bank or insurer. They learn on the job and earn a field-specific credential; actuarial membership requires seven exam papers and training, with exams open from age 18.

Did you know?

In Japan, some actuaries check whether a company pension fund will have enough money for future payments—not just how much insurance should cost.

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Sources and data

Source: MHLW Basic Survey on Wage Structure 2025 (regular workers, by occupation) (e-Stat). Yearly pay = monthly contractual cash earnings × 12 + annual bonus. Averages for regular workers at firms with 10+ employees. Public employees (teachers, police, firefighters) and company executives are not in this survey. e-stat.go.jp

Pages used for the text

Data: MHLW Basic Survey on Wage Structure 2025 · 1 USD = 150 JPY